Structure of the amount per month paid

Table specification

Month	Date	Amortization	Interest (%)	Loan to pay	Loan paid	Loan paid (%)	Interest	Amortization (%)	Pay per month
29	Feb 2021	2’583	1.38	1’477’676	72’324	4.7	1’699.33	2.09762	4’282.33
28	Jan 2021	2’583	1.38	1’480’259	69’741	4.5	1’702.30	2.09396	4’285.30
27	Dec 2020	2’583	1.38	1’482’842	67’158	4.3	1’705.27	2.09031	4’288.27
26	Nov 2020	2’583	1.38	1’485’425	64’575	4.2	1’708.24	2.08668	4’291.24
25	Okt 2020	2’583	1.38	1’488’008	61’992	4.0	1’711.21	2.08305	4’294.21
24	Sep 2020	2’583	1.38	1’490’591	59’409	3.8	1’714.18	2.07944	4’297.18
23	Aug 2020	2’583	1.38	1’493’174	56’826	3.7	1’717.15	2.07585	4’300.15
22	Jul 2020	2’583	1.38	1’495’757	54’243	3.5	1’720.12	2.07226	4’303.12
21	Jun 2020	2’583	1.38	1’498’340	51’660	3.3	1’723.09	2.06869	4’306.09
20	Maj 2020	2’583	1.38	1’500’923	49’077	3.2	1’726.06	2.06513	4’309.06
19	Apr 2020	2’583	1.38	1’503’506	46’494	3.0	1’729.03	2.06158	4’312.03
18	Mar 2020	2’583	1.38	1’506’089	43’911	2.8	1’732.00	2.05805	4’315.00
17	Feb 2020	2’583	1.38	1’508’672	41’328	2.7	1’734.97	2.05452	4’317.97
16	Jan 2020	2’583	1.38	1’511’255	38’745	2.5	1’737.94	2.05101	4’320.94
15	Dec 2019	2’583	1.38	1’513’838	36’162	2.3	1’740.91	2.04751	4’323.91
14	Nov 2019	2’583	1.38	1’516’421	33’579	2.2	1’743.88	2.04402	4’326.88
13	Okt 2019	2’583	1.38	1’519’004	30’996	2.0	1’746.85	2.04055	4’329.85
12	Sep 2019	2’583	1.38	1’521’587	28’413	1.8	1’749.83	2.03708	4’332.83
11	Aug 2019	2’583	1.38	1’524’170	25’830	1.7	1’752.80	2.03363	4’335.80
10	Jul 2019	2’583	1.38	1’526’753	23’247	1.5	1’755.77	2.03019	4’338.77
9	Jun 2019	2’583	1.38	1’529’336	20’664	1.3	1’758.74	2.02676	4’341.74
8	Maj 2019	2’583	1.38	1’531’919	18’081	1.2	1’761.71	2.02334	4’344.71
7	Apr 2019	2’583	1.38	1’534’502	15’498	1.0	1’764.68	2.01994	4’347.68
6	Mar 2019	2’583	1.38	1’537’085	12’915	0.8	1’767.65	2.01654	4’350.65
5	Feb 2019	2’583	1.38	1’539’668	10’332	0.7	1’770.62	2.01316	4’353.62
4	Jan 2019	2’583	1.38	1’542’251	7’749	0.5	1’773.59	2.00979	4’356.59
3	Dec 2018	2’583	1.38	1’544’834	5’166	0.3	1’776.56	2.00643	4’359.56
2	Nov 2018	2’583	1.38	1’547’417	2’583	0.2	1’779.53	2.00308	4’362.53
1	Okt 2018	2’583	1.38	1’550’000	0	0.0	1’782.50	1.99974	4’365.50

Loan paid (Percentage)

Summary costs and possible gains (assuming 30% tax on the gain)

Month	Estimated value	Down payment	Loan	Loan paid	Loan left	Gain
29	2’000’000	450’000	1’550’000	1’477’676	72’324	522’324
29	2’020’000	450’000	1’550’000	1’477’676	72’324	536’324
29	2’040’000	450’000	1’550’000	1’477’676	72’324	550’324
29	2’060’000	450’000	1’550’000	1’477’676	72’324	564’324
29	2’080’000	450’000	1’550’000	1’477’676	72’324	578’324
29	2’100’000	450’000	1’550’000	1’477’676	72’324	592’324
29	2’120’000	450’000	1’550’000	1’477’676	72’324	606’324
29	2’140’000	450’000	1’550’000	1’477’676	72’324	620’324

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